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What are the most popular payment gateways used by Indian websites?

Razorpay

  • One of the most widely adopted Indian gateways, suitable for startups to enterprises.
  • Supports UPI, debit/credit cards, net banking, wallets, EMI, and international cards.
  • Offers APIs, hosted checkout pages, and easy integration with platforms like WooCommerce, Shopify, and custom websites.
  • Provides features like subscriptions, payment links, and smart retries.
  • RazorpayX (banking platform) offers business banking and payouts.

Paytm Payment Gateway

  • Backed by a widely used consumer wallet and UPI network in India.
  • Supports cards, UPI, net banking, Paytm wallet, and postpaid options.
  • Trusted for high-volume consumer-facing platforms and service apps.
  • Offers plugins for WordPress, Magento, and custom integrations with SDKs and APIs.
  • Paytm for Business provides QR code and POS options for hybrid commerce.

CCAvenue

  • One of India’s oldest and most robust gateways with multi-currency support.
  • Offers 200+ payment options including UPI, cards, net banking, and wallets.
  • Popular with mid-sized and enterprise e-commerce businesses.
  • Has customizable payment page options, fraud detection, and risk mitigation tools.
  • Integrates with platforms like PrestaShop, OpenCart, and Drupal.

Instamojo

  • A gateway focused on small businesses, educators, creators, and solopreneurs.
  • Known for its simple interface, instant payment links, and low setup requirements.
  • Offers UPI, card, net banking, and wallet support with fast onboarding.
  • Provides online store tools, digital downloads, and event ticketing options.
  • Great for quick launch of microsites and non-technical users.

Cashfree Payments

  • Known for fast settlements, high success rates, and developer-friendly APIs.
  • Supports all major payment methods and bulk payouts for vendors or affiliates.
  • Used for marketplace models, SaaS, and app payments.
  • Offers ready-to-use checkout pages and custom UI SDKs.
  • Allows integration with ERPs, CRMs, and backend tools for financial automation.

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